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Paperwork is less- Mobile loans bad credit will not be asking you to fill or fax any undue amount of paperwork. Very less amount of documents is needed from you because of online form and use of cell phone for applying. Many Speedy Cash customers choose the installment loan option when they either need to make a major purchase or payment, or they need a longer period to repay their loan than a payday advance offers. While the maximum amount you may borrow depends on the state you live in, youâre never obligated to take out the full amount youâre approved to borrow. So depending on your situation, we will work with you to help you determine the amount of cash to borrow. Once you pay off the balance for that loan you are immediately eligible for another. About being declined for a payday loans loan in case you recognized, I didn't mention anything.