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Another advantage of one of these loans is that it may offer a fixed interest rate and a fixed repayment period. If it does, you'll know exactly how much you need to pay each month and how long it will take you to get out of debt. (Your credit card, by contrast, likely features a variable interest rate that can change, and your payments can stretch out for decades if you just make minimum payments.) If applying before 5pm Mon to Friday we are going to downpayment to your account the same day. Use after 5pm and we will downpayment the cash about the next morning. If you'd like cash inside your account on a Mon after that basically utilize over the weekend and we will maintain your rest. Low monthly payments