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While all not lenders of pay day loans are identical, there are general requirements for borrowers when it comes to applying for a loan: [link widoczny dla zalogowanych] Thereâs another prevalent myth regarding payday lenders, which suggest that these lenders make more profit than the banks and other traditional lending businesses. However, the numbers suggest something different. According to statistics, the average profit margin enjoyed by the payday lenders is close to 3.5%, but the banks enjoy a profit margin of around 13% for regular commercial loans. This is because the cost of maintaining the easy payday loans is much higher than the maintenance cost of the regular loans. Tip: If you decide to take out an online loan, borrow only as much as you can afford to pay back with your next paycheck and still have enough money to make it to your next paycheck.
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