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ACH stands for Automated Clearing House. For single-payment loans, we send an electronic ACH debit entry to your financial institution. Once we submit the request to your financial institution, your payment will be sent to us. If the payment is returned due to insufficient funds, we may re-present the payment if permitted by law. Please note that online loans are made by CashNetUSA, thus, ACH will be presented and funds sent to CashNetUSA. Interest Rates on Cash Advance Loans What is the process of applying for loans if I have bad credit? It is very simple to qualify for Instant payday loans. You will just need to provide your personal information such as:
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