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Implications of Late Payments: Each lender has its own criteria and policy when it comes to late payments. This may include additional fees and interest and may result in reports to the three major credit reporting bureaus causing your credit score to be lowered. Before you agree to a loan be sure you read and understand the implications of making late payments. Also, each state has rules and regulations in place that payday lenders must follow when assessing fees for late payments. Financial implications (Interest and finance charges) * Most lenders fund in the next business day The Direct Loan Program issues two distinct types of loans. those that are subsidized by the Federal Government, and those that are not.
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