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They'll take your (or parents'/friends') money whenever they want Was hurt would not allow wife to handle for me. They harassed my employer & even though my wife tried many times to handle this & they would not allow her to they reported this to the credit bureau & stated i was 60 days late when i was not causing my credit score te impacted by 24 points. Loans werent always processed in this way. Prior to 2010, in fact, guaranteed private student loans were common, and they were backed by the federal government. The private bank originated the loan, but the government would step in if the student defaulted. When this program was eliminated in 2010, some elected officials claimed that the work would eliminate all banks in the country, but that hasnt happened. In fact, there are still guaranteed private student loans available, but they work in a much different way.
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