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You'll need to have an active checking account in your name. Have both your routing number and account number in front of you before calling. You dont have to wait to find out if youre approved, because their system gives you a instantÂ loan decision within 90 seconds. Approval of loan is the sole decision of bank/ financial institution that would take from about 48 hours to a week's time. Once the documents are submitted, the loan is disbursed within seven working days by the bank. In order to avoid delays, do keep your documents ready along with the post dated checks (PDC) or signed Electronic Clearing System form. Have a bank account
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