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Next, you should find out what the time frame is on your loan â when will you have to pay your loan back? Will you have enough money at that point to repay your loan and not be in the exact same situation again? Your loan should help you avoid debt and bankruptcy, not put you into it. [link widoczny dla zalogowanych] Bad credit holders frequently fail to get approval for receiving an advance because of their poor rating. Loan providers are reluctant to trust these consumers. When you are in urgent need of cash and you are mired in a bad credit, bad credit payday loans would be the best and most suitable option to use. You will be able to receive funds fast even if your credit rating is poor. We find you the best lender so you can get on with your life without worry