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9. Credit Cards bad credit loans: Cash advance for small business Late/partial payments: If the full amount of principal and interest is not paid in accordance with the agreed terms then you may be subject to a new finance charge and the payment date may be extended until your next pay date. This new finance charge may be a flat fee, or may be calculated by applying the proportionate amount of the finance charge to the unpaid loan amount. You are advised to review the late payment policy detailed in the loan documents provided to you by your lender before signing your e-signature, and thereby agreeing to the loan terms.
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