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Late/partial payments: If full amount of principal and interest is not paid on any agreed-upon payment date, borrower may be charged a new finance charge and payment date may be extended until borrower's next pay date. This new finance charge may be a flat fee, or may be calculated by applying the proportionate amount of the finance charge to the unpaid loan amount. Review the late payment policy detailed in the loan documents provided to you by your lender before signing your e-signature, and thereby agreeing to the loan terms. [link widoczny dla zalogowanych] Having an understanding on how your credit works can go a long way in helping you to straighten out your finances.
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