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absolute privacy of the personal information Because they are a middleman, most of them charge higher interest rates and have a slower process than a direct lender. And unfortunately, overpromising and under-delivering may be common, promising high sums of money within a short period of time â "Get $800 Simple and Quick - No Faxing â Bad Credit Is OK!" â Sounds familiar? And then after applying for a payday loan, your online application seemed to disappear into cyberspace with no customer service support, no company address, and no company contact information. Or maybe you were denied without knowing why. And then there are companies that you will never hear from, ever. Although you are looking for a payday loan online, knowing that your lender has a corporate address, customer service phone number and set company hours is very convenient when you need the help of a live person who cares. Now, on to the things you need to do to qualify for bad credit car loans. While there are a few basic criteria you need to meet, the main one is that you should be employed. It will be very difficult to find a subprime lender that will offer you a bad credit auto loan if you arenât employed and bringing in a regular income. Current employment and monthly income are two crucial factors to find car financing that is in your best interest.
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