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Boston University economics professor Laurence Kotlikoff says repaying and reapplying for Social Security benefits is a "fantastic option" for some people. But it can involve a lot of number-crunching to determine whether it's the right decision for you. Kotlikoff offers case studies on his Web site, [link widoczny dla zalogowanych] For $149, you can access his sophisticated financial-planning software, which lets you create your own comprehensive retirement plan, including an analysis of the pros and cons of a decision to pay back your Social Security. [link widoczny dla zalogowanych] Short Term Loans
Great Plains Lending doesn't have the lowest rates, so they are not that competitive (surprisingly) when it comes to pricing power for the cost of their loans. But they are tied for the top spot for maximum loan size, with both Plain Green Loans and Superior Funding, by offering the $3,000 loan. This is a good situation and it's even better because I believe that Great Plains Lending is more likely to approve loans for amounts closer to that max level when compared to the other two firms. [link widoczny dla zalogowanych] * In case of major illnesses, these loans are very useful to provide medical treatment to the person who is ill. You can easily put an asset like your car or some jewelery as collateral security and take a big amount of loan. Bad credit is OK.

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