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That's not the case anymore. The Senior Citizens' Freedom to Work Act of 2000 allows a worker to "file and suspend" Social Security benefits once he or she has reached full retirement age. Under this law, the higher-earning spouse (usually the husband) could file for benefits, allowing his wife to collect her share, and then suspend his own benefits while continuing to work and building a bigger payment for the future. This kind of planning works best for couples in which one spouse has substantially higher lifetime earnings than the other. The term cash advance may be a little confusing because it is often used synonymously with other short-term lending options such as "payday loans." Basically, cash advances became popular when credit card companies allowed consumers to borrow against their own credit limit in order to receive money in hand. These days, consumers also have the option of borrowing against their next paycheck, which is usually a cheaper option as credit card companies have a tendency to tack on quite a bit of fees for the convenience they offer. We'll go over the significant differences so you can make an informed decision on which type of product will work best for you. Guaranteed Payday Loans Online