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Our credit decision on your application may be based in whole or in part on information obtained from a national database including, but not limited to Clarity Services, Inc. P.O. Box 5717, Clearwater, Florida 33758, (866) 390-3118 and/or FactorTrust, Inc. P.O. Box 3653, Alpharetta, Georgia 30023, (678) 306-2260. One of the benefits which can also come with a mortgage refinance can be improved credit standing. Because our lenders are members of at least one of the three major credit bureaus your timely payments on your mortgage refinance will be recorded and make a difference in your all important FICO score. This score is your reputation with the business community and has an impact on your ability to obtain other forms of credit. Your credit history can have far reaching effects on your life. Employers have been known to use credit checks to determine who they will hire. Insurance companies use your credit score to determine the rates you receive on homeowners and auto insurance policies as well. Help yourself to a better life, a more secure future with a mortgage refinance through our network. It is real eminent to tidy destined the factual investor is a respected drive. You should do mercantilism with sure providers in arrangement to abstain the potency chance of being ripped off. If you consider it is researchable to pay off erstwhile the time arrives, conscionable attain remedy for an fast currency further finance. It is acute to pay off the obligation when it is undercharged to stick inaccurate from broad premiums beingness settled on you.