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The payday lending companies say they merely provide a service that people need, and argue that while some people make bad choices there is still a legitimate market for the service they provide. [link widoczny dla zalogowanych] Vanguard Tax-Exempt Money Market Fund seeks to provide federally tax-exempt income and preserve shareholdersâ principal investment by maintaining a share price of $1. As such it is considered one of the most conservative investment options offered by Vanguard. Although the fund invests in short-term, high-quality securities, the amount of income that a shareholder may receive will be largely dependent on the current interest rate environment and the availability of eligible municipal securities. Investors in a higher tax bracket who have a short-term savings goal and seek a competitive tax-free yield may wish to consider this option. If you have read the information above and think that you are eligible to apply, go to MyUW for the application. If you have any questions, please contact a counselor in the Office of Student Financial Aid, 105 Schmitz Hall, or call 206/543-6101.