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* 24hour-cash.com strives to provide the most up to-date and accurate information possible. However, some program information may change without notice. 24hour-cash.com may receive a financial incentive for referrals. [link widoczny dla zalogowanych] But even a 401(k) withdrawal is worth considering. Yes, youâll have to pay ordinary income taxes and a 10% penalty on the money, but thatâs far less money than youâd give to a payday lender. When people âroll overâ payday loans, and keep the cycle of payday lending going, those loans usually average interest rates of about 400%. Of course, it is important to keep in mind that since this is a loan, a failure to repay can hurt your credit as lenders will be required to report your nonpayment to the major credit bureaus. If you feel you may not be able to repay your loan on time then contact your lender immediately. Your lender will do their best to help you get your loan repaid.

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