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Participating lenders agree they are the only ones who will see your information. Because so many lenders participate in our network, we created a Code of Lender Conduct to help you stay informed and ensure that you are treated properly. The Code of Lender Conduct states that participating lenders must answer customer questions in a professional manner; make sure customers have all of the terms and conditions of their loan offer spelled out clearly; and must not share or sell your information. Lenders who don't act in accordance with the Code of Lender Conduct can be suspended from the network or possibly terminated. [link widoczny dla zalogowanych] You should be an applied US person using the citizenship proof. One should be extra careful with online application of no credit check personal loans as there are fraudsters out there to make some quick cash out of the desperate people with bad credit scores. They have some hoax websites pretending that they can offer loans and you can easily identify them since they normally ask for application or processing fees and they have very unclear websites.